Young couple using digital tablet with their financial advisor in the office.

Has your home or business property been damaged? Have you had challenges understanding or accessing your insurance claims? Then you need a public insurance adjuster. A public insurance adjuster is a licensed professional who will work to protect your best interest in any insurance claim, be it for a commercial business or a homeowner’s insurance. Here are four benefits of hiring public insurance adjusters in Colorado.

Understanding the policy

Insurance policies can be very complex to understand if you are unfamiliar with the field. With a public insurance adjuster, the policies will be more accessible for you to understand and know what options to make your claims. He will use his skill and experience to help you secure a rightly due claim settlement at a very affordable price. You also don’t need to pay before the job but after the company has settled you.

Estimate the damage 

When damage occurs, will you be able to estimate the intensity yourself? Can you trust the insurance estimator to do it right? If not, I have good news for you, and your public insurance adjuster can. He is trained and experienced in helping you prepare detailed reports on the damage, leaving no stone unturned. We want you to know that without a proper estimation of the damage and carefully reported it, you can’t get a good insurance claim. This is why you need a professional public insurance adjuster.

Ensures your fair value for your claim

Company insurance adjusters support large companies, while public insurance adjusters support you. A study carried out by the Program and Policy Analysis and Government Accountability (OPPAGA) in Florida revealed that public adjusters negotiate up to 747% bigger settlements from insurance companies for homeowner insurance and commercial business than the company was willing to pay. This tells us how important it is to consult a public insurance adjuster and how far they are ready to go in ensuring you receive all you are entitled to.

Saves you time

Whether it’s a claim for a fire, flood, smoke, hurricane damage and wind, or any other disaster, it will take you more time to handle on your own. A public insurance adjuster, who is familiar with the insurance claim process to take and the right persons to meet to process your paperwork, will do this and save your time. You will surely get fewer requests for more information and get your claim and repairs on time.

In conclusion, a public insurance adjuster represents you with his specialized insurance industry expertise and knowledge. He stands by you till you claim what is yours. The benefits of hiring one are endless.